Job Requisition Number: 366666 Job Title: MORTGAGE LOAN OFFICER Full Time/Part Time: Full Time Location: CHESAPEAKE REGION CENTREVILLE, Maryland 21617-0000
Additional Job Details: External Description:
Line of Business: MORTGAGE Job Category: Pending Categorization PrimaryPurpose: Responsible for the sales and marketing of BB&T Mortgage Loanproducts within bank policies and procedures as well as consistent, effectivereferrals of mortgage clients for other bank services, (Integrated RelationshipManagement), including the qualifying package of services, and insuranceproducts. Essential Duties and Responsibilities: Following is a summary of theessential functions for this job. Other Duties may be performed, both major andminor, which are not mentioned below. Specific activities may change from timeto time. 1. Execute effective mortgage marketing plans to meet or exceed agreedupon mortgage production goals. 2. Maintain a complete and thorough knowledge ofBB&T Mortgage Strategies, Policies and Procedures, as well as secondarymarket investor's guidelines utilized by the bank. 3. Adhere to and comply fullywith any and all BB&T policies and procedures related to internal andexternal rules and regulations, particularly those established by State andFederal law. 4. Provide mortgage clients sound mortgage advice based on a fullunderstanding of client needs as well as BB&T Mortgage products and theirbenefits. (Profiling) 5. Consistently execute on BB&T's referral process(IRM) by introducing mortgage clients to other bank services for cross sellopportunities. 6. Assist Mortgage Loan Administration with client, attorney, orappraiser document follow-up as determined through quality control or postclosing review. Required Skills and Competencies: The requirements listed beloware representative of the knowledge, skill and/or ability required. Reasonableaccommodations may be made to enable individuals with disabilities to performthe essential functions. 1. High school diploma or equivalent education andrelated training 2. Minimum of one year experience in banking and/or lendingenvironment with basic knowledge of residential property types 3. Goodorganizational skills 4. Good written and verbal communication skills 5.Possesses solid interpersonal and negotiation skills 6. Demonstrated proficiencyin relevant computer applications 7. Ability to provide own transportation totravel as needed 8. Must be SAFE Mortgage Licensing Act compliant within 30 daysof employment in this role, including new or transfer of registration, andapplicable NMLS acceptable background check Desired Skills: 1. Bachelor's degreein Business, Marketing, Accounting, or related studies 2. Two or more years ofexperience in residential mortgage lending with solid knowledge of the localmarket and regulations 3. Completion of elective training curriculum in MortgageLending
